Lending • Fidelity State Bank & Trust Company, Dodge City, Kansas

Personal Lending

Friendly help through all stages of financing your home or other major purchase.

Home Mortgage

Purchase or refinance your home with the assistance of knowledgeable lenders. We meet with you personally to discuss all of the underwriting options available to you.
Home Equity Line of Credit

A home equity line of credit lets you be prepared when the time is right to renovate your home or make a major purchase.
Construction Loan

Finance the construction of your dream residence with a short-term construction loan. Permanent financing is available subject to credit approval.
Vehicle Loans

Finance a new or used car, motorcycle, or recreational vehicle at competitive rates and terms.
Term Loan

Use funds for your personal needs at competitive terms with both secured and unsecured options available to qualified borrowers.
Line of Credit

Our Lines of Credit let you always be ready when you need to make a large purchase.

All loans are subject to our application and credit approval process. For more information about financing terms and requirements, call us at 1-620-227-8586.

How can I learn more about a loan option?: Schedule an appointment with our lenders or call 1-620-227-6316 for more information about financing terms and requirements.

How do I know if I qualify for a loan?: Schedule an appointment with our lenders to discuss your loan options. We focus on building a relationship with you so we can learn more about your financial situation, your needs, and the lending options that might work best for you.; Our approval of loans is based solely on the creditworthiness of the applicant based on financial factors such as income, past credit performance, and the level of desired credit. We lend to all income levels and all areas of Southwest Kansas and we are committed to fair lending and equal treatment of applicants.

What financial information do you require for a home loan?: When a home will serve as collateral on a loan, Federal law requires us to verify your financial position using independent records (such as tax returns and consumer reports). For complete information on the information required by us, please schedule an appointment with one of our lenders or call 1-620-227-6316.

What insurance do you require?: At a minimum, we require valid hazard insurance for the term of your loan on any real or personal property serving as collateral.; If your real property is located in a flood hazard area, we also require flood insurance. Please be aware that the process for obtaining flood insurance may delay your anticipated closing.

We are proud to help the families of Southwest Kansas and we look forward to speaking with you personally about your credit needs.