Business Savings Accounts

Business Banking

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	Business Savings	Money Market	Advantage Money Market
Great If You Want...¹	A savings account with the ability to earn interest on your excess funds.	To earn more interest on your savings with easy access for occasional expenses.	To earn higher rates of interest on large balances with easy access for occasional expenses.
Account Type²	Savings account⁴	Money market deposit account⁴	Money market deposit account⁴
Ownership	All business entity types	All business entity types	All business entity types
Minimum Opening Deposit	$100	$100	$100
Interest³	Earn interest on daily balances of $300 or more.	Tiered interest: higher balances earn higher rates. Ask us for details on each tier.	Tiered interest: higher balances earn higher rates. Ask us for details on each tier.
Online Banking	No additional charge	No additional charge	No additional charge
Monthly Maintenance Fee	$3.00/month Fee is waived in each monthly cycle you keep either a $300 daily balance each day of the cycle or a $1,000 average available balance for the cycle.	$10.00/month Fee is waived in each monthly cycle you keep either a $1,000 daily balance each day of the cycle or a $2,500 average available balance for the cycle.	$12.00/month Fee is waived in each monthly cycle you keep either a $10,000 daily balance each day of the cycle or a $15,000 average available balance for the cycle.
Excess Item Fees	$1.00 for each debit transaction over 3 debit items per monthly cycle. Fee is waived in each monthly cycle you keep a $2,500 average available blanace for the cycle.	n/a	n/a
Excessive Withdrawal Fee	In accordance with Federal regulations, your account is limited to no more than 6 pre-authorized, automatic, or telephone transfers or orders per monthly cycle. This does not apply to withdrawals you make in person or at the ATM. If you exceed this limit, you will be charged $10.00 per excessive withdrawal and your account may be closed.	In accordance with Federal regulations, your account is limited to no more than 6 pre-authorized, automatic, or telephone transfers or orders per monthly cycle. This does not apply to withdrawals you make in person or at the ATM. If you exceed this limit, you will be charged $10.00 per excessive withdrawal and your account may be closed.	In accordance with Federal regulations, your account is limited to no more than 6 pre-authorized, automatic, or telephone transfers or orders per monthly cycle. This does not apply to withdrawals you make in person or at the ATM. If you exceed this limit, you will be charged $10.00 per excessive withdrawal and your account may be closed.
Additional Features		Checks provided at no additional charge.	Checks provided at no additional charge.

Important Information

Account Terms. The information provided on this page provides basic information on our accounts for comparison purposes only. Accounts and services offered by us are governed by our standard Account Agreement, including our Fee Schedule as amended from time to time. Please read the agreement carefully before using a product or service. If you have any questions regarding a product or service, call us at 1-620-227-8586.
Member FDIC. Your deposits are insured to at least $250,000. Estimate your coverage using FDIC's EDIE - The Estimator.
Interest-Bearing Accounts. Please contact us for current rates. Rates subject to change after the account is opened. Fees could reduce the earnings on the account.
Notice of Withdrawal. We reserve the right to require no less than 7 days' written notice of each withdrawal. Federal law requires us to reserve this right.

Opening an Account. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, date of birth, social security number and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.